Recova - AI Agent

Stop chasing money.
Start collecting it.

Recova is the AI agent that finds who owes you and helps recover it —

automatically, from first contact to final follow-up.

Recova is the AI agent that finds who owes you and helps recover it —

automatically, from first contact to final follow-up.

Start Collecting

How does it work?

50%
LESS MANUAL TASKS
24/ 7
FOLLOW-UP
5X
RECOVERY WORKFLOW

50%
LESS MANUAL TASKS
24/ 7
FOLLOW-UP
5X
RECOVERY WORKFLOW

5x
RECOVERY WORKFLOW
24/ 7
FOLLOW-UP
50%
LESS MANUAL TASKS

Outcome

Unpaid bills keep piling up. Are you still spending hours chasing payments? Recova handles repetitive recovery work automatically, so your team can focus on recovering more.

Less Repetitive Work

Cuts down the repetitive work of finding who's overdue, reaching out, and following up.

Cuts down the repetitive work of finding who's overdue,

reaching out, and following up.

More Recoveries

Manages easy-to-miss customers and accounts, automatically sorted by recovery priority.

Focus on Decisions

Your team focuses on the recovery decisions that matter — not repetitive checks.

HOW IT WORKS

From missed payment to money in hand.
One connected process.

We find your money first.

Pulls together scattered data —
amounts owed, payment history, days overdue —
into one clear picture per customer.

Then prioritizes who's most likely to pay.

No two customers get

the same message.

No two customers get

the same message.

No two customers get

the same message.

AI reads each customer's behavior and picks the recovery method most likely to actually work.

What the AI looks at

Payment intent · Response behavior · Promise history · Overdue patterns

You don't make the calls.

AI does.

You don't make the calls.

AI does.

You don't make the calls.

AI does.

It reads each customer's situation, triggers the right call or text, and tracks every promise made.

Every conversation is logged — so your team only steps in when it actually matters.

Broken promises don't get
a third chance.

Flags repeat offenders and builds the case for you —
evidence compiled, ready for a payment order.

Flags customers who repeatedly break their promises,
and automatically compiles evidence for next steps like payment orders.

Conversations, payment history, contact records — all in one file, ready the moment legal action is needed.

Nothing gets closed until you're paid.

Keeps tracking until the case is fully recovered.

Nothing gets closed until you're paid.

From the first missed payment to outreach, promises, legal steps — it's all tracked as one case, start to finish.

No opportunity slips through.
No case gets forgotten.

No opportunity slips through.No case gets forgotten.

No opportunity slips through.
No case gets forgotten.

FEATURES

Find faster,

respond more precisely,

and recover more than ever.

Find faster,

respond more precisely,

and recover more than ever.

AI catches the missed-payment signals people overlook,

then automates everything from outreach to follow-up.

AI catches the missed-payment signals people overlook,

then automates everything from outreach to follow-up.

AI catches the missed-payment signals people overlook,

then automates everything from outreach to follow-up.

AI Receivables Engine

Automatically assesses default risk and prioritizes who to recover from first.

AI Receivables Engine

Automatically assesses default risk and prioritizes who to recover from first.

AI Receivables Engine

Automatically assesses default risk and prioritizes who to recover from first.

Automated AI Outreach

Tracks customer responses around the clock and decides the next move on its own.

Automated AI Outreach

Tracks customer responses around the clock and decides the next move on its own.

Automated AI Outreach

Tracks customer responses around the clock and decides the next move on its own.

Automated Legal Filing

Compiles evidence for repeated non-payment and prepares the next legal step.

Automated Legal Filing

Compiles evidence for repeated non-payment and prepares the next legal step.

Automated Legal Filing

Compiles evidence for repeated non-payment and prepares the next legal step.

AI reaches out on your behalf
and manages every promise until it's kept.

Communicates directly with customers, automatically logging

every conversation and payment promise.

Follows through with the right outreach and follow-up, consistently, based on your criteria.

Communicates directly with customers, automatically logging

every conversation and payment promise.

Follows through with the right outreach and follow-up,

consistently, based on your criteria.

Communicates directly with customers, automatically logging every conversation and payment promise.

Follows through with the right outreach and follow-up, consistently, based on your criteria.

Request a Demo

WHO IT HELPS

Still chasing overdue payments yourself?
Let Recova take over.

Car Rental

Still waiting on payment 30+ days after the vehicle was returned?

Recova confirms outstanding extension fees, tolls, fuel charges, and finalized fines, then follows up with overdue customers by text and phone. Accident and insurance disputes are handled separately. If an undisputed balance remains unpaid, Recova moves the case forward for payment order review, asset investigation, and enforcement preparation.

Extension Fees

Tolls

Fuel Charges

Confirmed Fines

Lending · Receivables

The car's back. The payment isn't.

Connects each debtor's claims, contact history, and repayment records — managing recurring collections and non-payment cases in one flow.

Unpaid Rental Fees

Early Termination Fees

Unreturned Equipment

Damage & Loss Costs

Telecom

The car's back. The payment isn't.

Tracks service fees, equipment costs, and balances owed after cancellation — alongside each customer's contract and payment history.

Unpaid Rental Fees

Early Termination Fees

Unreturned Equipment

Damage & Loss Costs

Car Rental

Still waiting on payment
30+ days after the vehicle was returned?

Recova confirms outstanding extension fees, tolls, fuel charges,

and finalized fines, then follows up with overdue customers by text and phone.

Accident and insurance disputes are handled separately.

If an undisputed balance remains unpaid,

Recova moves the case forward for payment order review,

asset investigation, and enforcement preparation.

Extension Fees

Tolls

Fuel Charges

Confirmed Fines

Lending · Receivables

The car's back. The payment isn't.

Connects each debtor's claims, contact history, and repayment records — managing recurring collections and non-payment cases in one flow.

Unpaid Rental Fees

Early Termination Fees

Unreturned Equipment

Damage & Loss Costs

Telecom

The car's back. The payment isn't.

Tracks service fees, equipment costs, and balances owed after cancellation — alongside each customer's contract and payment history.

Unpaid Rental Fees

Early Termination Fees

Unreturned Equipment

Damage & Loss Costs

Car Rental

Still waiting on payment 30+ days after the vehicle was returned?

Recova confirms outstanding extension fees, tolls, fuel charges, and finalized fines, then follows up with overdue customers by text and phone.

Accident and insurance disputes are handled separately. If an undisputed balance remains unpaid, Recova moves the case forward for payment order review, asset investigation, and enforcement preparation.

Extension Fees

Tolls

Fuel Charges

Confirmed Fines

Lending · Receivables

The car's back. The payment isn't.

Connects each debtor's claims, contact history, and repayment records — managing recurring collections and non-payment cases in one flow.

Unpaid Rental Fees

Early Termination Fees

Unreturned Equipment

Damage & Loss Costs

Telecom

The car's back. The payment isn't.

Tracks service fees, equipment costs, and balances owed after cancellation — alongside each customer's contract and payment history.

Unpaid Rental Fees

Early Termination Fees

Unreturned Equipment

Damage & Loss Costs

Recover What You’re Owed

SECURITY & TRUST

Your customer data is protected
and securely managed.

Data Protection
Protects sensitive financial data with top-level security.
Access Control
Manages data access
based on each user's role.
Activity Logging
Logs every conversation and action, keeping the entire process transparent.
Secure Data Handling
Manages the entire data process in a secure environment.
AI Transparency
Every AI decision comes with clear reasoning — your team reviews the ones that matter.

Recova never uses your customer data to train AI models.

Total Receivables Processed

₩253.8B

FAQs

Questions about Recova?

What industries can use Recova?

If your business is B2C and deals with recurring overdue payments, Recova can help.
It's built for industries with subscription billing or pay-later models — rental & subscription, telecom, security & CCTV, education, and more.

We'll assess the right scope based on how you currently operate and your data structure.

Can it work alongside our existing systems?

Yes. Recova doesn't replace your billing, payment, or CRM systems —
it connects to your existing data to power the overdue management workflow.

We'll review your current setup together to determine the right integration scope.

Does Recova contact customers directly?

Yes — Recova can automate calls, texts, and follow-ups based on each customer's situation.
Every interaction, response, and payment promise is logged, so your team can review and step in whenever needed.

Does the AI make all decisions automatically?

No.
AI automates the repetitive checks and suggests the next best action — but the important decisions stay with your team.
Steps that carry real responsibility, like legal action, always require your approval first.

How do we check if it fits our company?

Tell us how you currently manage overdue payments and where the repetitive work happens — we'll assess the fit together.
Based on your monthly overdue volume, current process, and workload, we'll identify exactly where Recova can automate.

Does it support legal action too?

For cases that need extra review — like repeated non-payment or long-overdue accounts — Recova compiles the evidence and prepares the next steps.
Contracts, billing history, and contact records are all managed together as one case file.

Have more questions?

We're here to help, anytime.

Stop chasing money.Start collecting it.

Stop chasing money.Start collecting it.

Stop chasing money.Start collecting it.

From missed payment to money in hand.One connected process.

From missed payment to money in hand.One connected process.

Find faster,

respond more precisely,

and recover more than ever.

Find faster,

respond more precisely,

and recover more than ever.

Still chasing overdue payments yourself?Let Recova take over.

Still chasing overdue payments yourself?Let Recova take over.

Car Rental

Lending · Receivables

Telecom

Your customer data is protectedand securely managed.

Your customer data is protectedand securely managed.

Questions about Recova?

Questions about Recova?

Stop chasing money.
Start collecting it.

Stop chasing money.
Start collecting it.

Stop chasing money.
Start collecting it.

From missed payment to money in hand.
One connected process.

From missed payment to money in hand.
One connected process.

Still chasing overdue payments yourself?
Let Recova take over.

Still chasing overdue payments yourself?
Let Recova take over.

Your customer data is protected
and securely managed.

Your customer data is protected
and securely managed.